Wednesday, 13 December 2017 09:31

Dave Ramsey has the Answers to Your Questions!

Teaching kids value of giving

 

Q.What are some ways to teach pre-teens the value of giving versus getting during the holiday season?

Published in Dave Ramsey Says
Wednesday, 08 November 2017 10:42

Dave has Answers to Your Money Questions!

He’s becoming a man

 

Q. My son is about to go off to college, and I’m concerned about how he’ll handle his money when he gets there. We’ve taught all our children how to use your envelope system, and to save and give, but I’d like some advice on how he can safeguard his finances a little better.

Published in Dave Ramsey Says

Q. My husband and I have been saving, and we’re ready to buy our first home. We found a place we both love and can afford if we do a 30-year mortgage instead of a 15-year mortgage. Should we wait and save more for a down payment so we can afford a 15-year mortgage, or go ahead and do the 30-year deal?

Published in Dave Ramsey Says
Tuesday, 12 September 2017 17:26

Dave Ramsey has the Answers to Your Questions!

Using the Grandchild for Money

 

Q.  My wife and I have been helping our adopted daughter financially for some time. She’s 25, has been married for three years, and we don’t see this cycle stopping anytime soon. The worst part is, they will often throw in that our grandchild will go without something unless we help. We’re certain this isn’t teaching them to stand on their own feet, but we don’t know what else to do.

Published in Dave Ramsey Says
Wednesday, 09 August 2017 07:06

Dip In, Pay It Off!

Q.My wife just had our first child. Now, we now have about $3,000 in medical bills not covered by insurance. We’ve got $8,000 in our emergency fund, and I make between $25,000 and $30,000 a year. Should we try setting up a payment plan with the hospital, or is dipping into our savings a better idea?

Published in Dave Ramsey Says
Saturday, 08 July 2017 05:18

Dave has Answers to Your Questions!

Skipping to the Altar

Q. My wife and I make good money, and our daughter’s college education is pretty much paid for through pre-paid tuition and scholarships. We just started your plan to get out of debt and take better control of our finances. When we get to Baby Step 5, which is saving for college, can we substitute that with saving for a wedding?

 

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Teens and Checkbooks

 

Q: My daughter is 15, and she’s had jobs around the house and been on commission and the envelope system for years. She’s very good about saving and not spending on silly things. We recently opened a checking account for her, and I was wondering what bills you think we should assign for her to pay on her own?

Published in Dave Ramsey Says

We ask Dave about wholesale shopping and writing our own will.  This is his advice...

Published in Dave Ramsey Says

 

Q. My husband and I have four kids, and I make $50,000 a year. He runs a small business that has been floundering for a while now, so we’re basically living off my income. Part of that income is going into the business. Plus, we don’t have much in savings, and we’re behind on our house payments. Do you have any advice?

Published in Dave Ramsey Says
Tuesday, 31 January 2017 07:56

Dave has Answers to Your Money Questions!

Q.  My dad has been really bad with money his entire life. Anytime he would get into trouble, my grandparents would always bail him out. This time he came to my wife and I, asking for $350 to get out of overdraft at the bank. We’re trying to live on a budget and get control of our finances, and $350 would make things kind of tight at the moment. What do you think we should do?

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